We’ve been thrilled by overwhelming interest in 2025. As a result, application processing for the remainder of 2025 and 2026 will recommence in August. Thank you for your continued support.
Update: Application Processing Timelines
Ignite your experience
and bridge the gap with a student loan
A new kind of loan, offering flexible financing to ambitious students for university education
Unique private loan features that close the gap in education finance
Global education access
Study at the world’s leading universities, including Oxford, Cambridge and Ivy League schools. We also work with all Australian universities.
Fast & flexible loans
Use the latest technology to apply entirely online in less than 30 minutes and receive a conditional offer within 24 hours.
Flexible terms
Options to defer repayments during the course of your study, and no penalty for early repayments.
With affordable options
We understand that studying overseas is expensive. We offer competitive pricing and flexible loan terms.
Elevate your education, achieve your ambition
We want the best students to succeed by offering tailored financial solutions to bridge the gap between students’ ambitions and educational opportunities in Australia and around the world.
How do our loans work? Get started in three easy steps:
- Check your eligibility on our product pages
- Apply online with your personal details and course information
- Receive a personalised loan offer with a competitive rate and flexible terms
At Spark Finance...
We want to be the leading global facilitator in educational finance, connecting the brightest minds with the best educational experiences in Australia and beyond.
We connect the best universities with the best students.
200
Universities
1000
Degrees
We help international
students coming to
Australia
Australia has always been a popular destination for international students, thanks to its world’s leading universities and business schools. However, financing study has always been a barrier, until now. Our mission is to provide talented students with affordable and flexible funding to enable further study. We recognize that education is an investment in your future, and that’s why we assess you on your future potential, not just your credit history.
Our happy clients
Samuel, MBA - Columbia University
Pursuing my graduate studies in the US and going through a loan application for the first time, I found dealing with local lenders difficult and frustrating. The Spark team on the other hand were friendly, responsive and helpful. Everything was straight forward, allowing me to focus on my studies – I highly recommend Spark to other students!
Hassan, M.Entrepreneurship - Cambridge University
I have found dealing with Spark very professional and they are easy to work with. They are a great company that cares about giving deserving students the opportunity to attend fantastic universities overseas.
Isha, Juris Doctor - Newcastle University
Spark Finance team has been very transparent, accomodating and quick to clarify all of my queries and confusions. Just like any international student I too feared borrowing finance to support my education in a different country. However the team at Spark Finance and especially Ewen was very helpful with the entire process.
Jaeduk, Juris Doctor - University of Sydney
During the consultation, I found Spark’s dealing very professional, caring, and patient. There was a time where it took me approximately a month to procure my credit scores from my home country, Spark understood the delay, kindly waited and, rather offered help.
