Slide spark unlocking potential through education finance
Spark Finance offers tuition loans for international students. Unlock your future potential by studying at a leading university. Financing your study is no longer a barrier with Spark’s flexible & affordable loans.

Leading Partners

We partner with leading universities & education recruitment platforms, enabling you to advance your career through education at top institutions around the world.

Affordable Loans

Overseas study can be expensive. Funding options can be hard to find. At Spark, we give talented students access to top education by removing finance as a barrier.

Simple & Flexible

Entirely online – apply in less than 30 minutes. Defer repayment of your loan until 6 months after the completion of your study, with no penalties for early repayments.

Student First

We are here to help. Moving to a new country to study can be as stressful as it is exciting. Our dedicated team will help you every step of the way as you seek financing for your degree.

Spark Finance: Who We Are

At Spark Finance we believe that everyone should have the opportunity to further their education. Australia has some of the world’s leading universities and business schools. Our mission is to provide talented students with affordable and flexible funding to enable further study. We recognise that education is an investment in your future, and that’s why we assess you on your future potential, not just your credit history.


Let us take care of the financing while you focus on the education you need to take the next leap in your career.


Why We Are Different


No Collateral

No assets or security required against the loan



Reduce the burden on family and friends by financing your tuition yourself


No Penalties

Begin repaying your loan early at no extra cost


Focus on Study

No repayments required until 6 months after the completion of your degree


Most common questions are addressed on our FAQ page. However, if you have any other questions please feel free to get in touch with our dedicated lending team!

At Spark Finance, we pride ourselves on customer service and will be happy to speak with you about your individual circumstance.

If you were prefer to apply first, please complete our online application form.



“You and the team were brilliant throughout the entire process, and your belief in me that I had the ability to put myself in a position to repay the loan meant a lot…without the support from Spark I would have been unable to complete my degree at Oxford”

– James, Oxford University